
OpenAlex is a bibliographic catalogue of scientific papers, authors and institutions accessible in open access mode, named after the Library of Alexandria. It's citation coverage is excellent and I hope you will find utility in this listing of citing articles!
If you click the article title, you'll navigate to the article, as listed in CrossRef. If you click the Open Access links, you'll navigate to the "best Open Access location". Clicking the citation count will open this listing for that article. Lastly at the bottom of the page, you'll find basic pagination options.
Requested Article:
Resistance of Traditional SMEs in Using Digital Payments: Development of Innovation Resistance Theory
Ayatulloh Michael Musyaffi, Etty Gurendrawati, Bambang Afriadi, et al.
Human Behavior and Emerging Technologies (2022) Vol. 2022, pp. 1-10
Open Access | Times Cited: 21
Ayatulloh Michael Musyaffi, Etty Gurendrawati, Bambang Afriadi, et al.
Human Behavior and Emerging Technologies (2022) Vol. 2022, pp. 1-10
Open Access | Times Cited: 21
Showing 21 citing articles:
Can Financial Advantages and Digital Payments Adoption Provide Effective Solutions to Improve SMEs' Performance?
Ayatulloh Michael Musyaffi
MONTENEGRIN JOURNAL OF ECONOMICS (2024) Vol. 20, Iss. 2
Open Access | Times Cited: 4
Ayatulloh Michael Musyaffi
MONTENEGRIN JOURNAL OF ECONOMICS (2024) Vol. 20, Iss. 2
Open Access | Times Cited: 4
Why people do not use MOOCs: an innovation resistance perspective
Gábor Pörzse, Zsófia Kenesei
Information and Learning Sciences (2025)
Closed Access
Gábor Pörzse, Zsófia Kenesei
Information and Learning Sciences (2025)
Closed Access
Small-Medium Enterprises Owners’ Preference for E-Wallet Payment in Transactions
Josh Patrick R. Vales, Janika Mikyla S. Delda, Alwyn Gabriel Y., et al.
Research Square (Research Square) (2025)
Open Access
Josh Patrick R. Vales, Janika Mikyla S. Delda, Alwyn Gabriel Y., et al.
Research Square (Research Square) (2025)
Open Access
From Cash to Clicks: A Systematic Review of Digital Payment Adoption Using the ADO Framework
V.K. Jain, Neelam Jain
NMIMS Management Review (2025)
Open Access
V.K. Jain, Neelam Jain
NMIMS Management Review (2025)
Open Access
The Effect of A Digital Financial Literacy on Financial Performance of Msmes: A Quasi-Experimental Study Supporting SDG
Romauli Nainggolan, Metta Padmalia, Rismawati Br Sitepu, et al.
Journal of Lifestyle and SDGs Review (2025) Vol. 5, Iss. 3, pp. e03817-e03817
Closed Access
Romauli Nainggolan, Metta Padmalia, Rismawati Br Sitepu, et al.
Journal of Lifestyle and SDGs Review (2025) Vol. 5, Iss. 3, pp. e03817-e03817
Closed Access
Factors affecting chatbots in banking services: the UTAUT2 and innovation resistance theory perspective
Zericho R. Marak, Subhajit Pahari, Rishabh Shekhar, et al.
Journal of Innovation and Entrepreneurship (2025) Vol. 14, Iss. 1
Open Access
Zericho R. Marak, Subhajit Pahari, Rishabh Shekhar, et al.
Journal of Innovation and Entrepreneurship (2025) Vol. 14, Iss. 1
Open Access
DIGITAL BANKING CHANNEL SUSTAINABILITY: IS IT EFFECTIVE TO USE?
Etty Gurendrawati, Ayatulloh Michael Musyaffi, Ifah Rofiqah, et al.
Journal of Sustainability Science and Management (2023) Vol. 18, Iss. 4, pp. 57-71
Open Access | Times Cited: 7
Etty Gurendrawati, Ayatulloh Michael Musyaffi, Ifah Rofiqah, et al.
Journal of Sustainability Science and Management (2023) Vol. 18, Iss. 4, pp. 57-71
Open Access | Times Cited: 7
Challenging Social Capital to Develop Community-based Digital Economy Platform in the Traditional Market
Hempri Suyatna, Matahari Farransahat, Rindu Sanubari Mashita Firdaus, et al.
Journal of Social Development Studies (2024) Vol. 5, Iss. 1, pp. 1-15
Open Access | Times Cited: 2
Hempri Suyatna, Matahari Farransahat, Rindu Sanubari Mashita Firdaus, et al.
Journal of Social Development Studies (2024) Vol. 5, Iss. 1, pp. 1-15
Open Access | Times Cited: 2
Improving students' openness to artificial intelligence through risk awareness and digital literacy: Evidence form a developing country
Ayatulloh Michael Musyaffi, Maulana Amirul Adha, Hasan Mukhibad, et al.
Social Sciences & Humanities Open (2024) Vol. 10, pp. 101168-101168
Open Access | Times Cited: 2
Ayatulloh Michael Musyaffi, Maulana Amirul Adha, Hasan Mukhibad, et al.
Social Sciences & Humanities Open (2024) Vol. 10, pp. 101168-101168
Open Access | Times Cited: 2
New Challenges of Learning Accounting With Artificial Intelligence: The Role of Innovation and Trust in Technology
Ayatulloh Michael Musyaffi, Bobur Sobirov, Bambang Afriadi, et al.
European Journal of Educational Research (2023) Vol. volume-13-2024, Iss. volume-13-issue-1-january-2024, pp. 183-195
Open Access | Times Cited: 6
Ayatulloh Michael Musyaffi, Bobur Sobirov, Bambang Afriadi, et al.
European Journal of Educational Research (2023) Vol. volume-13-2024, Iss. volume-13-issue-1-january-2024, pp. 183-195
Open Access | Times Cited: 6
Drivers of Student Technology Readiness in Using Cloud Accounting to Improve Student Performance
Ayatulloh Michael Musyaffi, Mario Colega Oli, Bambang Afriadi
International Journal of Information and Education Technology (2023) Vol. 13, Iss. 8, pp. 1169-1176
Open Access | Times Cited: 4
Ayatulloh Michael Musyaffi, Mario Colega Oli, Bambang Afriadi
International Journal of Information and Education Technology (2023) Vol. 13, Iss. 8, pp. 1169-1176
Open Access | Times Cited: 4
Predicting the adoption of “Buku Kedai”: a digital book-keeping application among Malaysian micro-entrepreneurs
Wan Noraswaniaty Wan Ahmad, Rabaatul Azira Hassan, Maheran Zakaria, et al.
TELKOMNIKA (Telecommunication Computing Electronics and Control) (2024) Vol. 22, Iss. 1, pp. 95-95
Open Access | Times Cited: 1
Wan Noraswaniaty Wan Ahmad, Rabaatul Azira Hassan, Maheran Zakaria, et al.
TELKOMNIKA (Telecommunication Computing Electronics and Control) (2024) Vol. 22, Iss. 1, pp. 95-95
Open Access | Times Cited: 1
Assessing the need for the adoption of digitalization in Indian small and medium enterprises
Vineet Pandey, Amit Kumar, Sumit Gupta
Open Engineering (2024) Vol. 14, Iss. 1
Open Access | Times Cited: 1
Vineet Pandey, Amit Kumar, Sumit Gupta
Open Engineering (2024) Vol. 14, Iss. 1
Open Access | Times Cited: 1
CONVERGENCE OF CONSUMER PROTECTION, INVESTMENT LAW, AND CYBERSECURITY: An in-Depth Analysis of Three-Way Legal Intersections in Investment Apps
Rufinus Hotmaulana Hutauruk, Lu Sudirman, Hari Sutra Disemadi, et al.
Jurisdictie Jurnal Hukum dan Syariah (2023) Vol. 14, Iss. 1, pp. 127-153
Open Access | Times Cited: 2
Rufinus Hotmaulana Hutauruk, Lu Sudirman, Hari Sutra Disemadi, et al.
Jurisdictie Jurnal Hukum dan Syariah (2023) Vol. 14, Iss. 1, pp. 127-153
Open Access | Times Cited: 2
ESTRATÉGIAS EMPRESARIAIS NO CONTEXTO DA PANDEMIA DE COVID-19: UM ESTUDO EM PEQUENAS EMPRESAS FAMILIARES DO SETOR DE VESTUÁRIO
Gislaine Aparecida Kszan, Sérgio Luís Dias Doliveira, Flávia Massuga, et al.
Revista Visão Gestão Organizacional (2023), pp. 253-275
Open Access | Times Cited: 1
Gislaine Aparecida Kszan, Sérgio Luís Dias Doliveira, Flávia Massuga, et al.
Revista Visão Gestão Organizacional (2023), pp. 253-275
Open Access | Times Cited: 1
Overcoming Barriers to Green Banking Adoption: Insights from Innovation Resistance Theory
Ayatulloh Michael Musyaffi, Anaya Zahra Santika, Gentiga Muhammad Zairin, et al.
International Journal of Sustainable Development and Planning (2023) Vol. 18, Iss. 11, pp. 3539-3548
Open Access | Times Cited: 1
Ayatulloh Michael Musyaffi, Anaya Zahra Santika, Gentiga Muhammad Zairin, et al.
International Journal of Sustainable Development and Planning (2023) Vol. 18, Iss. 11, pp. 3539-3548
Open Access | Times Cited: 1
Examining Initial Trust in Adoption of Digital Banking Platform: A Personal Innovativeness and Security Perspective
Ayatulloh Michael Musyaffi, Razana Juhaida Johari, Bobur Sobirov, et al.
Journal of System and Management Sciences (2023) Vol. 14, Iss. 1
Open Access | Times Cited: 1
Ayatulloh Michael Musyaffi, Razana Juhaida Johari, Bobur Sobirov, et al.
Journal of System and Management Sciences (2023) Vol. 14, Iss. 1
Open Access | Times Cited: 1
An Empirical Study on the Barriers to Digital Financial Reporting Adoption Among Non-Adopting SMEs in Indonesia
Etty Gurendrawati, Ayatulloh Michael Musyaffi, Christian Wiradendi Wolor, et al.
Journal of System and Management Sciences (2024) Vol. 14, Iss. 3
Open Access
Etty Gurendrawati, Ayatulloh Michael Musyaffi, Christian Wiradendi Wolor, et al.
Journal of System and Management Sciences (2024) Vol. 14, Iss. 3
Open Access
Navigating Behavioural Barriers to Fintech Chatbot Adoption: An Extended Innovation Resistance Theory Approach
Muhammed Jisham, Vanitha Selvaraj, Abin John
Colombo Business Journal International Journal of Theory and Practice (2024) Vol. 15, Iss. 1, pp. 80-104
Open Access
Muhammed Jisham, Vanitha Selvaraj, Abin John
Colombo Business Journal International Journal of Theory and Practice (2024) Vol. 15, Iss. 1, pp. 80-104
Open Access
Value creation of green banking technology sustainability: The role of initial trust
Ayatulloh Michael Musyaffi, George Okello Candiya Bongomin, Amer Azlan Abdul Jamal, et al.
International Journal of Management and Sustainability (2024) Vol. 13, Iss. 3, pp. 572-586
Open Access
Ayatulloh Michael Musyaffi, George Okello Candiya Bongomin, Amer Azlan Abdul Jamal, et al.
International Journal of Management and Sustainability (2024) Vol. 13, Iss. 3, pp. 572-586
Open Access
Navigating the Digital Horizon: Unlocking Innovative Frontiers in Remote Banking Services
Нозимов Элдор Анварович
Deleted Journal (2023) Vol. 1, Iss. 1, pp. 25-34
Open Access
Нозимов Элдор Анварович
Deleted Journal (2023) Vol. 1, Iss. 1, pp. 25-34
Open Access